With terms from "massive inflation" to "subprime crisis" floating around in the media, it's easy to lose sight of what is really keeping American's from their savings goals. The biggest obstacle is that most people just don't know enough about their financial reality to make any headway. They don't know what they earn, what it costs them to live and they don't know their discretionary income.
It's time to educate yourself. Grab that spiral notebook, you haven't broken out since college days and sit down with your montly bill and statements. Figure out the amount that you have coming in and what your expenses are. Chances are that you will be surprised by how much you spend. Most people are not happy with the picture they see.
This is the foundation to your financial fortress. A financial review can be both practical and enlightening.
Wishing You Wealth in all its Greatest Forms
Alex
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